About MotorTradeCovered

Insurance focused on the realities of the South African motor trade.

MotorTradeCovered is a specialist insurance platform built exclusively for motor trade businesses operating in high-risk, high-movement environments where vehicles, equipment, staff, and customer assets all need the right protection.

Industry Focus
Motor Trade Only
Support Style
Specialist Guidance
Service Area
South Africa
Access
Leading Insurers

Why MotorTradeCovered Exists

Most insurance platforms are built for general business insurance. MotorTradeCovered was built specifically for the motor trade sector, with practical support for the risks that matter in day-to-day operations.

Help motor trade businesses understand their risks
Improve the quality of insurance protection
Make quoting and policy reviews easier
Create a trusted industry-focused insurance platform
Operational risks we understand
Vehicle damage and test drives
Forecourt liability
Workshop fire exposure
Towing risks
Theft and hijacking
Customer vehicle care
Business interruption
Equipment and asset damage
Who We Work With

Businesses operating where movement, handling, and liability all intersect.

Our focus includes fuel retailers, motor dealerships, workshops and repair centres, tyre fitment centres, towing and recovery operators, and vehicle service and fitment businesses.

Fuel Retailers

Specialist support built for the way this part of the market actually works.

Motor Dealerships

Specialist support built for the way this part of the market actually works.

Workshops & Repair Centres

Specialist support built for the way this part of the market actually works.

Tyre Fitment Centres

Specialist support built for the way this part of the market actually works.

Towing & Recovery Operators

Specialist support built for the way this part of the market actually works.

Vehicle Service & Fitment Businesses

Specialist support built for the way this part of the market actually works.

What We Offer

Support that goes beyond a generic policy quote.

Comprehensive motor trade insurance solutions
Policy reviews and risk assessments
Claims support guidance
Specialist industry cover advice
Access to leading South African insurers

Cover solutions may include

We help businesses understand the cover structure they need, the risks that deserve attention, and the policy wording that matters before a claim ever happens.

Material DamagePublic LiabilityDefective WorkmanshipBusiness InterruptionTheft & HijackingGoods in TransitSasria CoverCustomer Vehicle CoverTowing & Recovery LiabilityForecourt Liability
Industry-Focused Approach

Designed around the realities of the motor trade, not generic small business insurance.

Whether you operate a single workshop or a multi-branch dealership group, the focus remains the same: practical protection for businesses that keep South Africa moving.

Get in touch

Reach out if you want help understanding your risk profile, reviewing an existing policy, or exploring a specialist motor trade insurance solution.

Start a quote