5 March 20267 min read
How Much Does Motor Trade Insurance Cost in South Africa?
A practical explanation of motor trade insurance premiums in South Africa, the information needed for a quote and why cheap comparisons can mislead.
Read articlePractical guidance · South Africa
Motor trade insurance, explained properly.
Claim examples, underwriting questions and practical commentary for people who run workshops, dealerships, panel beaters and towing businesses.
19 March 20268 min read
What Insurance Does a Panel-Beating Business Need?
The essential insurance sections for South African panel beaters, including customer vehicles, road risks, spray booths, liability and interruption.
Read article2 April 20267 min read
Are Customer Vehicles Covered While Being Repaired?
When customer vehicles are insured at a South African workshop—and the gaps created by public liability, workmanship and road-use exclusions.
Read article16 April 20266 min read
Does Ordinary Business Insurance Cover Test Drives?
Why South African dealerships and workshops normally need specific road-risk or demonstration cover for customer and stock-vehicle test drives.
Read article7 May 20267 min read
Motor Traders Internal vs External Risks
A plain-English comparison of internal and external motor traders risks for South African workshops and dealerships.
Read article21 May 20268 min read
What Insurance Does a Towing Company Need?
Insurance considerations for South African towing and recovery operators, from rollback fleets to customer vehicles and storage yards.
Read article4 June 20269 min read
Ten Reasons Motor Trade Insurance Claims Are Rejected
Ten practical causes of rejected or reduced motor trade insurance claims in South Africa, with prevention steps for workshops and dealers.
Read article18 June 20268 min read
Insurance Requirements for Starting a Mechanical Workshop
A practical South African insurance checklist for opening a mechanical workshop, including customer vehicles, road tests and liability.
Read article2 July 20267 min read
What Happens if an Employee Crashes a Customer’s Vehicle?
How motor trade road-risk insurance may respond when a South African workshop employee crashes a customer vehicle.
Read article16 July 20267 min read
Does Motor Trade Insurance Cover Vehicle Theft From a Workshop?
When theft of a customer or stock vehicle from a South African workshop may be covered, including key and security conditions.
Read article1 August 20268 min read
What Do You Need to Be RMI Approved?
The practical requirements for RMI membership and workshop accreditation in South Africa, including premises, staff, equipment, compliance and insurance.
Read article1 August 20267 min read
How Much Does It Cost to Get RMI Approved?
Why there is no single public RMI approval price and which membership, accreditation and workshop-readiness costs South African businesses should budget for.
Read article1 August 20266 min read
How Many Days Does It Take to Get an RMI Certificate?
A realistic explanation of the RMI application, accreditation, inspection and certificate timeline for South African motor businesses.
Read article1 August 20267 min read
How to Register for RMI Online
How to start an RMI membership enquiry online and distinguish a new application from activation of an existing member dashboard account.
Read article1 August 20266 min read
How to Check if a Workshop Is RMI Approved
How South African motorists can verify an RMI or MIWA workshop certificate and confirm that membership is currently in good standing.
Read article1 August 20266 min read
What Is an RMI Certificate?
What an RMI membership certificate means, how its QR-code validation works and what it does not guarantee for South African motorists.
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