Defective Workmanship Insurance
Protect your business against costly repair mistakes, incorrect installations, missed bolts, faulty repairs and accidental workmanship-related damage to customer vehicles.
Protect Your Business Against Costly Repair Mistakes
Even experienced workshops, mechanics, panel beaters, auto electricians and repair centres can make mistakes. One incorrect installation or faulty repair can cause major vehicle damage and serious financial loss.
Defective Workmanship Insurance is designed for motor trade businesses that work on customer vehicles daily and need protection against accidental workmanship-related damage.
Cover can include damage resulting from servicing, repairs, fitting errors, omissions and accidental workmanship failures, depending on the final insurer terms and policy wording.
Who This Cover Is For
What Can Be Covered
Damage During Repairs
Protection for accidental damage caused while working on a customer's vehicle.
Incorrect Installation or Assembly
Cover for losses caused by incorrectly fitted components or parts.
Faulty Workmanship
Protection where workmanship errors lead to damage after the vehicle leaves your premises.
Service & Repair Omissions
Cover for certain errors or omissions during servicing or repairs that result in vehicle damage.
Parts Removed During Repairs
Protection for components removed, inspected, repaired, or reinstalled during repair work.
Real-World Examples
A mechanic incorrectly installs engine components resulting in engine failure.
A bolt is not tightened correctly during a repair, causing severe damage after delivery.
A panel beater damages engine components during repairs.
A workshop accidentally damages parts while servicing a vehicle.
Incorrect timing setup after engine repairs causes catastrophic engine damage.
Why Defective Workmanship Cover Matters
Many standard liability policies may exclude damage to the actual vehicle being worked on. This can leave workshops exposed to expensive claims and repair costs. Defective Workmanship Insurance helps bridge that gap by protecting your business from repair-related risks specific to the motor trade industry.
Why Choose MotorTradeCovered
Get a Defective Workmanship Insurance Quote
Protect your workshop from unexpected repair-related losses with cover designed for the motor trade industry.
Request a Quotation