Customer Vehicles
Protection for accidental loss or damage to vehicles while in your care, custody or control.
Vehicle care and detailing cover
Car Wash & Valet Insurance
Protection for detailing businesses handling customer vehicles and water-related risks—from vehicle custody and accidental damage to equipment, premises and public liability.
Cover That Keeps Your Vehicle Care Business Moving
Car wash and valet teams take control of customer vehicles in a wet, busy environment where slips, collisions, chemical damage and theft can happen. Even a minor incident involving premium paintwork or an interior can become a costly claim.
Our specialist approach combines customer vehicle, property, equipment and liability protection around your actual services, whether you operate from fixed premises, dealership sites or as a mobile detailer—subject to policy terms and limits.
Built around your operation
What Can Be Covered
Water-Related Damage
Cover options for qualifying accidental water ingress or damage arising from washing activities.
Tools & Equipment
Protection for pressure washers, vacuums, polishers, pumps and other declared equipment.
Buildings & Contents
Cover for declared premises, office contents, signage and operational assets.
Public Liability
Protection against qualifying third-party injury or property damage claims.
Mobile Operations
Flexible protection for declared tools and activities when services are performed off-site.
Risks Car Wash & Valet Businesses Face
Handling customer vehicles around water, chemicals and moving equipment creates exposures that standard property insurance may not cover.
Scratches, dents or interior damage during cleaning
Water entering sensitive vehicle electronics or interiors
A customer vehicle colliding while being moved on-site
Theft of a vehicle, keys, tools or customer property
Chemical damage to paint, trim, wheels or upholstery
A customer slipping or being injured in a wet area
Why Specialist Car Wash Cover Matters
The most valuable property at a car wash often belongs to your customers. Specialist motor trade insurance can address that vehicle custody exposure alongside the wet-floor, equipment, chemical and mobile risks unique to wash and detailing operations.
Why Choose MotorTradeRisk Specialists
Specialist customer vehicle protection
Options for fixed and mobile operations
Equipment and property cover
Public liability solutions
Flexible cover for independent and multi-site businesses
Claims and risk-management support
Get a Car Wash & Valet Insurance Quote
Protect the vehicles entrusted to you and the business behind every clean with specialist motor trade cover.
Request a Quotation